The Super Gap

Learn about the super gap and what you can do to minimise it.

On average, women in Australia retire with 58% as much super as men. The difference is huge.

Why does the gap exist?

Women get paid less.

Statistically, Australian women earn an average of 18%1 less than men in full-time employment. This pay gap means many women cannot accumulate as much wealth over time.

Women take more career breaks.

Many Australian women have had a career break at some stage, to care for children or to care for elderly parents, for example. So many women have not been in the workforce long enough to accumulate a sizeable superannuation balance.

Women tend to do part-time work.

The gender wage gap widens to 36% for female part-time workers.

The Human Super Difference

*This graph is based on these assumptions.

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